Motor Insurance

Today’s motorists demand the best possible cover for their vehicles. The MAPFRE Middlesea Motor Insurance Policy has been designed to provide the security, peace of mind and service which you as our insured expect. It has the broadest cover available at a very affordable price.

 

Comprehensive Cover - Private Vehicles

  • Covers your own loss or damage and Third Party Liability

  • Courtesy vehicle in case of an accident, whilst your vehicle is undergoing the neccesary repairs due to an accident up to €350

  • Breakage of Windscreen and Window Glass up to €600 (does not affect your No Claim Bonus)

  • Entertainment Equipment up to €600 whether factory fitted or not (does not affect your No Claim Bonus)

  • Personal Belongings up to €350 (does not affect your No Claim Bonus)

  • Lost Keys & Locks up to €175 (does not affect your No Claim Bonus)

  • Personal Accident for Driver and all passengers up to €10,000 per person subject to a limit of €30,000 on any one claim

  • Medical Expenses up to €250 (does not affect your No Claim Bonus)

  • Full 65% NCD after 4 yrs and Automatic Protected NCD if you have more than 4 yrs NCD, irrespective of your age

  • Only 1 year No Claim Bonus step-back in case of an accident if your No Claim Bonus is not Protected

  • Optional Extension of Protected No Claim Discount if you have less than 4 years NCD, available to all age groups

  • No step-back applies for the 1st claim each policy period if you have the Protected No Claim Bonus

  • Legal Assistance on uninsured losses up to €1,200 (does not affect your No Claim Bonus)

  • Up to 30 days Free of charge Comprehensive Cover for EU and EEA Countries and Switzerland

  • No Excess is applicable in the case of a Third Party Only Claim, irrespective of the age of the driver

  • Compulsory Own Damage Excess Waiver for the first claim if driver holds a Home Policy covering Contents Section

  • 10% Discount if you have a Middlesea Home, Personal Accident, Yacht & Pleasure Craft, Professional Indemnity, any regular savings policy with MAPFRE MSV Life p.l.c. or a 15% Discount for MMS Shareholders

  • 10% Discount if you have any other vehicle insured with Mapfre Middlesea p.l.c.

  • 10% Discount if you choose the 1 Named Driver option applicable for policies covering drivers over 25 years only

  • 7.5% Discount if you choose the 2 Named Drivers option applicable for policies covering drivers over 25 years only

  • Option to increase the Compulsory Own Damage Excess by either €100 or €225 in return of a discount on the premium

  • Use by the Motor, Hotel or Restaurant trade

  • Emergency overnight accommodation outside Malta up to €250

  • Roadside Assistance in the Maltese Islands and Roadside Assistance up to 14 days in all European Countries

  • 15% introductory discount provided the proposer drove a vehicle free of claims for more than 2 yrs and is over 21 yrs

  • Discount for Gozitan residents



Third Party Fire & Theft - Private Vehicles

  • Fire & Theft Damage to your Vehicle and Third Party liability

  • Breakage of Windscreen and Window Glass up to €600 (does not affect your No Claim Bonus)

  • Entertainment Equipment up to €600 whether factory fitted or not (does not affect your No Claim Bonus)

  • Personal Belongings up to €350 (does not affect your No Claim Bonus)

  • Lost Keys & Locks up to €175 (does not affect your No Claim Bonus)

  • Personal Accident for Driver and passengers up to €10,000 per person subject to a limit of €30,000 on any one claim

  • Medical Expenses up to €250 (does not affect your No Claim Bonus)

  • Wise Protect - Cash Benefit of €500 if due to your fault this car is declared a total loss and your new car is insured with us

  • Storm, Tempest, Flood and Hail Damage up to €500 if this does not exceed your vehicle's market value

  • Full 70% NCD after 4 yrs and Automatic Protected NCD if you have more than 4 yrs NCD, irrespective of your age

  • Only 1 year No Claim Bonus step-back in case of an accident if your No Claim Bonus is not Protected

  • Optional Extension of Protected No Claim Discount if you have less than 4 years NCD, available to all age groups

  • No step-back applies for the 1st claim each policy period if you have the Protected No Claim Bonus

  • Legal Assistance on uninsured losses up to €1,200 (does not affect your No Claim Bonus)

  • Up to 30 days Free of charge Third Party Fire & Theft Cover for EU and EEA Countries and Switzerland

  • No Excess is applicable in the case of a Third Party Only Claim, irrespective of the age of the driver

  • 10% Discount if you have any other vehicle insured with Mapfre Middlesea p.l.c.

  • 10% Discount if you have a Middlesea Home, Personal Accident, Yacht & Pleasure Craft, Professional Indemnity Insurance, any regular savings policy with MAPFRE MSV Life p.l.c. or a 15% Discount for MMS Shareholders

  • Use by the Motor, Hotel or Restaurant trade

  • Emergency overnight accommodation outside Malta up to €250

  • Roadside Assistance in the Maltese Islands and Roadside Assistance up to 14 days in all European Countries

  • 15% introductory discount provided the proposer drove a vehicle free of claims for more than 2 yrs and is over 21 yrs

  • Discount for Gozitan residents



Third Party Only - Private Vehicles

  • Third Party Liability

  • Breakage of Windscreen and Window Glass up to €600 (does not affect your No Claim Bonus)

  • Personal Accident for Driver and passengers up to €10,000 per person subject to a limit of €30,000 on any one claim

  • Medical Expenses up to €250 (does not affect your No Claim Bonus)

  • Wise Protect - Cash Benefit of €500 if due to your fault this car is declared a total loss and your new car is insured with us

  • Full 70% NCD after 5 yrs and Automatic Protected NCD if you have more than 5 yrs NCD, irrespective of your age

  • Only 1 year No Claim Bonus step-back in case of an accident if your No Claim Bonus is not Protected

  • Optional Extension of Protected No Claim Discount if you have less than 5 years NCD, available to all age groups

  • No step-back applies for the 1st claim each policy period if you have the Protected No Claim Bonus

  • Free of charge Third Party Only Cover for EU and EEA Countries and Switzerland

  • No Excess is applicable, irrespective of the age of the driver

  • 10% Discount if you have a Middlesea Home, Personal Accident, Yacht & Pleasure Craft, Professional Indemnity Insurance, any regular savings policy with MAPFRE MSV Life p.l.c. or a 15% Discount for MMS Shareholders

  • 10% Discount if you have any other vehicle insured with Mapfre Middlesea p.l.c.

  • Use by the Motor, Hotel or Restaurant trade

  • Roadside Assistance in the Maltese Islands and Roadside Assistance up to 14 days in all European Countries

  • 15% introductory discount provided the proposer drove a vehicle free of claims for more than 2 yrs and is over 21 yrs

  • Discount for Gozitan residents

 

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